Personal Pension Radio

Retirement & The Consumer Debt Crisis

New client introduced by one of our happy clients. They need help with their estate plan - better stated, they don't have one and they need one bad.

Finding Retirement Income

My question to this couple - did you save all this 401k money so that you could live on the minimum amount in retirement and leave money to your kids? Their answer - NO!

Doomsday Financial Predictions

Be careful not to get sucked in by the DOOMSDAY financial prognosticators ○ What if the dollar goes to ZERO? ○ Better invest in GOLD or Chinchillas!

Doomsday Financial Predictions

Be careful not to get sucked in by the DOOMSDAY financial prognosticators

Shocking Retirement Advice

Financing real estate is the most (my opinion) efficient way to build RE value. Use the banks money to acquire the RE and let a tenant pay for the loan. Its an excellent way to build long term wealth in RE. It is also possible to structure things so you get a net profit.

Debt_vs_Loans

I'm in the used car market with a car dealership as a hobby. I'm here to tell you that even the cheapest, mechanically sound looking car can end up costing you more than its worth in repairs.

Pay Down Debt Faster

If you have credit card debt - STOP putting money in your 401k or any other investment

Planning For Special Needs Children

Question:Christine wants to get a will for her 17-year-old special-needs daughter. She can’t get work, and Christine wants to know how they can set up guardianship for her. This one is a bit complicated, but not for Dave. 

Financial Success Formula-Protection Savings Growth

Too many advisors are selling growth first. Buy this investment or that investment.  The one that bugs me the most is "BUY THIS LIFE INSURANCE and you get both all three"!  REALLY - ALL THREE PSG?